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Terms of Service

Last updated November 11, 2026

These Terms of Service ("Terms") are an agreement between you and Entifold LLC, a Georgia limited liability company ("Entifold", "we" or "us"). They apply when you use the Entifold website and app (the "Service"). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you use Entifold for a business or other organization, you agree on its behalf and confirm you're allowed to.

1. Who can use Entifold

You must be at least 18 years old and able to form a binding contract. You may use Entifold only if you're not barred from doing so by law.

2. Your account

  • Give accurate information when you sign up, and keep it up to date.
  • Keep your password, passkeys and verification devices safe. You're responsible for what happens in your account.
  • Tell us at once at [email protected] if you think someone else has used it.
  • Each person needs their own account. Don't share your sign-in details.

3. Workspaces and members

Your information lives in workspaces. Each workspace has one owner, who can invite others as admins, editors or viewers. Members can see the workspace's information, including its connected accounts and transactions, and act on it according to their role.

  • The owner is responsible for the workspace: who is invited, the roles they're given, its plan and its payments.
  • Invite only people you trust, and only connect accounts you're allowed to share with them.
  • Ownership changes hands only when the owner offers it and the other member accepts. Deleting a workspace deletes its information for every member.

4. Connecting financial institutions

Entifold connects to your financial institutions through Plaid Inc. ("Plaid"). By connecting an account, you authorize Entifold and Plaid to get information about it from your financial institution, and you agree to Plaid's End User Privacy Policy. You confirm you're allowed to connect each account.

Balances and transactions come from your financial institutions and may be delayed, incomplete or wrong. Always check important figures with your financial institution. We're not responsible for their information, their services or connections that stop working.

5. Plans and billing

  • Entifold has a Free plan and paid plans. Each plan applies to one workspace, and its limits are shown on our pricing page.
  • Paid plans are billed in advance, monthly or yearly, through Stripe, Inc. ("Stripe"). By subscribing you authorize us to charge your payment method until you cancel, and you agree to Stripe's terms for payments.
  • Plans renew automatically. The workspace owner can change or cancel the plan at any time; a cancellation takes effect at the end of the current billing period.
  • Payments are non-refundable unless the law requires otherwise.
  • We may change our prices. We'll tell you at least 30 days before a new price applies to your plan, and you can cancel before then.
  • Prices don't include taxes, which may be added where they apply.
  • If a payment fails, we may limit the workspace until it's paid.

6. Using Entifold responsibly

You agree not to:

  • use Entifold for anything illegal or fraudulent, or to hide the source of money;
  • connect accounts or add information you're not allowed to;
  • try to get into accounts, workspaces or systems you're not allowed to, or test them for weaknesses without our written permission;
  • interfere with or overload the Service, or get around its limits or security;
  • copy, scrape or resell the Service, or use it to build a competing product;
  • use names, links or messages in workspaces or invitations to mislead or impersonate anyone.

7. Your content

What you add to Entifold, and the financial data you connect, stays yours. You give us permission to store, process and show it only as needed to provide the Service, as described in our Privacy Policy. If you send us feedback, we may use it without owing you anything.

8. Not financial advice

Entifold helps you see and organize your money. It doesn't give financial, investment, tax, legal or accounting advice, and it isn't accounting, invoicing or payroll software. Reports, forecasts, alerts and detected bills or subscriptions are estimates based on the information available. Decisions you make based on them are your own.

9. Our Service

Entifold, including its software, design and name, belongs to us. These Terms give you a limited, personal, non-transferable right to use the Service; they don't give you any other rights in it. We work to keep the Service running and secure, but we may change, pause or stop features, and the Service may sometimes be unavailable, for example during maintenance.

10. Ending your use

You can delete your account at any time in your settings. We may suspend or close an account or workspace if you break these Terms, if it's needed to protect users or the Service, or if the law requires it. Where we reasonably can, we'll tell you first. What happens to your information when an account is closed is described in our Privacy Policy.

11. Disclaimers

The Service is provided "as is" and "as available". To the fullest extent the law allows, we make no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, error-free or accurate.

12. Limits on our liability

To the fullest extent the law allows, Entifold and its members, employees and service providers won't be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill, arising from your use of the Service. Our total liability for any claim about the Service is limited to the greater of the amount you paid us in the 12 months before the claim, or US$100. Some places don't allow these limits, so they may not all apply to you.

13. Indemnity

You agree to defend and compensate Entifold for claims, losses and costs (including reasonable legal fees) that arise from your breach of these Terms, your misuse of the Service, or information you connect or add without the right to.

14. Governing law and disputes

These Terms are governed by the laws of the State of Georgia, USA, without regard to its conflict-of-law rules. Before bringing a claim, please contact us at [email protected] so we can try to resolve it informally. Any dispute that isn't resolved will be decided by the state or federal courts located in Georgia, and you and we agree to their jurisdiction. Either of us may bring a claim in small claims court if it qualifies.

15. Changes to these Terms

We may update these Terms. If we make important changes, we'll tell you by email or in the app before they take effect. If you keep using Entifold after that, you accept the new Terms. If you don't agree, you can delete your account.

16. General

These Terms and our Privacy Policy are the whole agreement between you and us about the Service. If a part of them can't be enforced, the rest still applies. If we don't enforce a part, we haven't given up the right to later. You may not transfer these Terms without our consent; we may transfer them as part of a merger, acquisition or sale of assets.

17. Contact us

Entifold LLC
[email protected]